Terms of Use

These Website Terms of Use (“Terms”) govern your access to and use of patern.org and the website content, forms, and features made available by Patern AL Investments, LLC, doing business as Patern Investments (“Patern Investments,” “we,” “us,” or “our”).

By accessing or using the website, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the website. Separate written agreements may apply to a property, rental, purchase, sale, service, vendor, or other transaction; those agreements control if they conflict with these Terms.

1. Eligibility and Lawful Use

You must be at least 18 years old and able to enter a binding agreement to submit a transaction-related request through the website. You may use the website only for lawful purposes and in compliance with these Terms.

2. Informational Website; No Transaction Created

Website content is provided for general informational purposes. Submitting a form, sending a message, discussing a property, or receiving a response does not by itself create a buyer-seller, landlord-tenant, lender-borrower, broker-client, fiduciary, agency, contractor, partnership, or other legal relationship. No purchase, sale, rental, financing, management, or service obligation exists unless it is set out in a separate written agreement signed by the appropriate parties.

3. Property and Service Information

Property descriptions, availability, prices, photographs, estimates, timelines, and service descriptions may change and may contain errors. They are not guarantees, appraisals, binding offers, or warranties. Any property or transaction is subject to verification, due diligence, inspection, title review, financing or funding availability, required disclosures, legal requirements, and the terms of a separate written agreement.

4. No Legal, Tax, Credit, or Financial Advice

Nothing on the website is legal, tax, accounting, credit, lending, bankruptcy, foreclosure, housing-counseling, or other professional advice. Descriptions of creative financing, “subject-to” transactions, distressed-property solutions, or similar concepts are general information only. These transactions can involve significant legal and financial risk. You should consult qualified independent professionals regarding your circumstances before acting.

5. Information You Submit

You represent that information you submit is accurate, current, and yours to provide. You grant us permission to use the information to respond to your request, provide the Services, evaluate a potential relationship or transaction, and carry out the practices described in our Privacy Policy. Do not upload malicious code, unlawful content, confidential information belonging to another person, or highly sensitive information through an unsecured website form or ordinary SMS.

6. Communications and Electronic Records

You consent to receive communications that you specifically request or that are necessary to respond to your inquiry. Providing a telephone number does not, by itself, enroll you in recurring SMS messages. SMS consent must be provided through the separate SMS opt-in method or by initiating a text conversation, subject to the scope of that request. Text messaging is governed by our SMS Terms & Conditions. You may withdraw SMS consent as described in those terms.

7. Third-Party Links and Services

The website may link to third-party sites, listings, application portals, maps, payment services, or other resources. We do not control and are not responsible for third-party content, availability, security, privacy, or practices. A link does not imply endorsement. Your use of a third-party service is governed by that party’s terms and policies.

8. Equal Housing Opportunity

Patern Investments supports the principles of the federal Fair Housing Act. We do not discriminate in housing-related activities because of race, color, national origin, religion, sex, familial status, disability, or any other status protected by applicable law.

9. Intellectual Property

The website and its original text, graphics, logos, photographs, design, and other content are owned by or licensed to Patern Investments and are protected by applicable intellectual-property laws. You may view and print reasonable portions for your personal, noncommercial use. You may not copy, republish, sell, modify, scrape, frame, distribute, or exploit website content without prior written permission, except as allowed by law.

10. Prohibited Conduct

You may not:

  • Use the website for fraud, impersonation, harassment, discrimination, unlawful solicitation, or another illegal purpose.
  • Attempt to gain unauthorized access to the website, accounts, servers, forms, or data.
  • Introduce malware, overload the website, interfere with its operation, or bypass security controls.
  • Use automated scraping, harvesting, or extraction tools except with our written permission or as permitted by law.
  • Submit another person’s contact information without authority or falsely represent consent to contact that person.

11. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR UNINTERRUPTED OR ERROR-FREE OPERATION. SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS, SO SOME OF THIS SECTION MAY NOT APPLY TO YOU.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PATERN INVESTMENTS AND ITS OWNERS, MANAGERS, EMPLOYEES, AGENTS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, LOST PROFITS, LOST DATA, OR LOSS ARISING FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE OR RELIANCE ON WEBSITE CONTENT. NOTHING IN THESE TERMS EXCLUDES LIABILITY THAT CANNOT LAWFULLY BE EXCLUDED OR LIMITED.

13. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Patern Investments and its owners, managers, employees, and agents from claims, losses, liabilities, and reasonable costs arising from your unlawful use of the website, your violation of these Terms, or information or content you submit, except to the extent caused by a party seeking indemnification.

14. Governing Law and Venue

These Terms are governed by the laws of the State of Alabama, without regard to conflict-of-law principles. Subject to any mandatory law that provides otherwise, legal proceedings relating to these Terms or the website must be brought in a state or federal court with jurisdiction in Montgomery County, Alabama, and the parties consent to that venue and jurisdiction.

15. Changes, Suspension, and Termination

We may update these Terms by posting a revised version and changing the “last updated” date. We may modify, suspend, or discontinue any part of the website at any time. We may restrict access when we reasonably believe a user has violated these Terms or poses a security or legal risk. Provisions that by their nature should survive will survive termination.

16. General Terms

If any provision is found unenforceable, it will be limited or removed to the minimum extent necessary, and the remaining provisions will remain effective. Our failure to enforce a provision is not a waiver. These Terms, the Privacy Policy, the SMS Terms & Conditions, and any applicable separate written agreement constitute the relevant agreement for their respective subject matter.

17. Contact

Patern AL Investments, LLC d/b/a Patern Investments
PO Box 2434
Montgomery, AL 36102

Email: patricia@patern.org

Telephone: (888) 350-3388